Ozark, Springfield, and Nixa real estate and homes for sale in Missouri - The Home Gardners, REALTORS® The Home Gardners REALTORS(r) for Ozark, Springfield, and Nixa, Missouri real estate - NUMBER1EXPERTS™ The Home Gardners NUMBER1EXPERTS(tm) for Ozark, Springfield, and Nixa, Missouri real estate
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us:
417-581-4900.


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"All Aspects Were Fabulous!"
"We could not ask for any more. Perfect!"
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Home Gardners are some of The Top Selling Real Estate Experts™
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Our Special Offers: Ozark, Springfield, and Nixa Missouri home buying, real estate listings, and homes for sale in Christian                      County, MO
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Buyers Want Your Home for as Little as Possible.

Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

Let us do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.

As top Realtors, we determine the value of homes daily. Using the information you provide below, we can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market.

Remember, market conditions can be different, even one neighborhood to the next. We know how to take all these factors into account when determining the true market value of your home.

This service is completely free and without obligation. There are absolutely no strings attached. Why? We want the chance to show you our expertise as top real estate agents.

Please provide us with some basic information on your home. We'll get back to you quickly... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
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Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

About Your Home
Your Preferred Selling Price?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
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Along With Any Comments,
Concerns, Or Questions:
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Home Gardners
Keller Williams Realty

Mailing Address: PO Box 1500, Ozark, MO 65721
Physical: 500 N. 3rd St, Suite A, Ozark, MO, 65721
Main Office: 2925 E. Battlefield, Spfd, MO, 65804
The Home Gardners Team: 417-581-4900
Fax: 417-581-5025
Main Office Phone: 417-883-4900
RickGardner@NUMBER1EXPERT.com

Rick Gardner has been selling the Ozarks since 1983. He and his team "The Home Gardners" are dedicated to making sure "You Get MORE Than You Pay For!" We know real estate fees can be a lot of money, and we intend to make sure you get your money's worth! From a team of experts to a free moving truck, we will give you the best possible buying or selling experience! Suzie, our 'Home Shopping Hostess' is standing by, waiting to answer all your questions from area info to house info to 1st-time-buyer info. You'll never meet anyone nicer than Suzie, and she can't wait to meet you! .......................Licensed in the State of Missouri

CRS Equal Housing GRI MLS REALTOR


The Home Gardners

Keller Williams Realty real estate and homes for sale in Ozark, Springfield, and Nixa Missouri

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