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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Experience the difference between local experts and other agents. Call us at: 417-581-4900.



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Resources: Ozark, Springfield, and Nixa Missouri home buying, real estate listings, and homes for sale in Christian                      County, MO
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Special Offers: Special offers for Ozark, Springfield, and Nixa homeowners from The Home Gardners, top Realtors
Affiliates: The Home Gardners' real estate web site affiliates
eNewsletter: The Home Gardners' Ozark, Springfield, and Nixa newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Missouri, and United States
Market Conditions Report: Market conditions report for this area, Missouri, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Ozark, Springfield, and Nixa Missouri mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Missouri or buy your own Ozark, Springfield, and Nixa house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Ozark, Springfield, and Nixa mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Missouri real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask The Home Gardners anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: The Home Gardners' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: The Home Gardners' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Ozark, Springfield, and Nixa property in Missouri, including legal terms definitions, and more



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Real Estate Tips
First Time Buyers >The Perfect Home

When we help prospective buyers locate a new home we listen carefully to their goals. What are their criteria for selecting a neighborhood, what style of house do they prefer, what price range and floor plan meet their needs? Will any special considerations go into making the homebuying decision? When we have a good picture of what the buyer wants, we will go to work to find the best property on the market that will accommodate those needs.

Our real estate agents succeed when they can make the buyers' goals their goals. Finding the perfect home is a collaborative effort. The buyers communicate what they want, why they want it, and where compromise might be possible, and the agent listens carefully and selects the homes that come as close as possible to meeting the needs expressed. When there is trust and communication between the buyers and the real estate agent, miracles can happen! Creating these miracles for buyers and sellers is "Job #1" for us.

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Real Estate Trivia
Q 
Which islands are considered the largest islands in the US?

A 
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Home Gardners
Keller Williams Realty

4101 N State Hwy NN, Suite 102
Ozark, MO 65721
Phone: 417-581-4900
Fax: 417-581-5025
RickGardner@NUMBER1EXPERT.com

Rick Gardner has been selling the Ozarks since 1983. He and his team "The Home Gardners" are dedicated to making sure "You Get MORE Than You Pay For!" We know real estate fees can be a lot of money, and we intend to make sure you get your money's worth! From a team of experts to a free moving truck to a Guaranteed Sale Program, we will give you the best possible buying or selling experience! Suzie, our 'Home Shopping Hostess' is standing by, waiting to answer all your questions from area info to house info to 1st-time-buyer info. You'll never meet anyone nicer than Suzie, and she can't wait to meet you!

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The Home Gardners

Keller Williams Realty real estate and homes for sale in Ozark, Springfield, and Nixa Missouri

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