Ozark, Springfield, and Nixa real estate and homes for sale in Missouri - The Home Gardners, REALTORS® The Home Gardners REALTORS(r) for Ozark, Springfield, and Nixa, Missouri real estate - NUMBER1EXPERTS™ The Home Gardners NUMBER1EXPERTS(tm) for Ozark, Springfield, and Nixa, Missouri real estate
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Experience the difference between local experts and other agents. Call us at: 417-581-4900.



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Mortgage Prequalification: Ozark, Springfield, and Nixa Missouri home buying, real estate listings, and homes for sale in Christian                      County, MO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- What the bank feels you can afford for a monthly payment. 

- What purchase price that payment will support. 

- How much cash you will need for the down payment (if any). 

- How the bank will view your income if you're self-employed or have recently changed jobs. 

- If your credit scores qualify for the best rates, or if alternative financing is in order. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top local Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Working With An Agent >CRS and GRI

CRS, which stands for Certified Residential Specialist, is a designation that recognizes a high level of professional accomplishments in real estate experience and education. The Residential Sales Council grants the CRS designation only to the most outstanding sales associates in the residential sales field. Besides the completion of a rigorous course of study, the candidate must be able to demonstrate 75 successful transactions or average sales of $1 million per year of experience. Only 4% of all real estate agents are awarded the CRS designation.

GRI stands for Graduate, REALTOR Institute. The REALTOR Institute offers a series of 90 hours of required and elective courses conducted by the local Board or Association of REALTORS. These courses cover all areas of real estate -- residential, investment, construction and mortgage. The GRI designation is a prerequisite of many specialized courses in the REALTOR organization.

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Real Estate Trivia
Q 
What is the busiest airport in the world?

A 
According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Home Gardners
Keller Williams Realty

4101 N State Hwy NN, Suite 102
Ozark, MO 65721
Phone: 417-581-4900
Fax: 417-581-5025
RickGardner@NUMBER1EXPERT.com

Rick Gardner has been selling the Ozarks since 1983. He and his team "The Home Gardners" are dedicated to making sure "You Get MORE Than You Pay For!" We know real estate fees can be a lot of money, and we intend to make sure you get your money's worth! From a team of experts to a free moving truck to a Guaranteed Sale Program, we will give you the best possible buying or selling experience! Suzie, our 'Home Shopping Hostess' is standing by, waiting to answer all your questions from area info to house info to 1st-time-buyer info. You'll never meet anyone nicer than Suzie, and she can't wait to meet you!

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The Home Gardners

Keller Williams Realty real estate and homes for sale in Ozark, Springfield, and Nixa Missouri

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