Ozark, Springfield, and Nixa real estate and homes for sale in Missouri - The Home Gardners, REALTORS® The Home Gardners REALTORS(r) for Ozark, Springfield, and Nixa, Missouri real estate - NUMBER1EXPERTS™ The Home Gardners NUMBER1EXPERTS(tm) for Ozark, Springfield, and Nixa, Missouri real estate
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Experience the difference between local experts and other agents. Call us at: 417-581-4900.



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First Time Homebuyers: Ozark, Springfield, and Nixa Missouri home buying, real estate listings, and homes for sale in Christian                      County, MO
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top local real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for, and which ones offer the types of programs you're interested in. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Real Estate Contracts >Signed Sealed and Delivered

Most people assume that when a real estate deed is signed, it is effective. However, there is one more essential part of the process. Even if a deed is properly executed, it is not effective until it has been delivered to and accepted by the buyer. This can sometimes create bizarre results. Here is an example.

An elderly man properly signed, sealed and acknowledged a deed to his nephew and placed it in an old tin box in his room, where it was discovered shortly after he died. The nephew lost a contest with other heirs over the property because the deed was not delivered, and therefore, was not effective at the time of the old man's death.

Until the deed is delivered, the title remains with the seller, who could change his mind at any time and destroy the deed. But once the deed has been properly delivered and accepted, the title passes and cannot be revoked. Thus the old, old saying: signed, sealed (and notarized) -- and delivered.

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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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The Home Gardners, REALTORŪ, real estate agents and broker for Ozark, Springfield, and Nixa Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Home Gardners
Keller Williams Realty

4101 N State Hwy NN, Suite 102
Ozark, MO 65721
Phone: 417-581-4900
Fax: 417-581-5025
RickGardner@NUMBER1EXPERT.com

Rick Gardner has been selling the Ozarks since 1983. He and his team "The Home Gardners" are dedicated to making sure "You Get MORE Than You Pay For!" We know real estate fees can be a lot of money, and we intend to make sure you get your money's worth! From a team of experts to a free moving truck to a Guaranteed Sale Program, we will give you the best possible buying or selling experience! Suzie, our 'Home Shopping Hostess' is standing by, waiting to answer all your questions from area info to house info to 1st-time-buyer info. You'll never meet anyone nicer than Suzie, and she can't wait to meet you!

ABRCRSEqual HousingGRIMLSREALTORwcr


The Home Gardners

Keller Williams Realty real estate and homes for sale in Ozark, Springfield, and Nixa Missouri

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